Lender Representation
Act as your eyes and ears in the field—verifying progress, compliance, and use of funds.
- ✓ Independent third-party oversight
- ✓ Site visits & contractor coordination
Commercial Lending Services
Expert Construction Consulting for Lenders, Developers, and Owners
What Are Commercial Lending Services?
As part of The Barton Group’s Construction Consulting practice, our Commercial Lending Services support banks, credit unions, and private lenders through every phase of the construction lifecycle. We provide independent loan monitoring , collateral verification , and funds control to ensure disbursements align with verified progress and approved budgets—protecting the loan while keeping each project on track.
- Lender representation with impartial oversight of progress and compliance.
- Loan monitoring and funds control that align draw requests with verified work-in-place.
- Collateral verification for stored materials, lien waivers, and documentation integrity.
- Risk reporting that flags budget variance, schedule slippage, and potential exposure early.
Learn how our project budget review improves loan accuracy, and how construction draw inspections ensure funds are released based on verified progress.
What’s Included in Commercial Lending Services
Funds Control & Draw Review
Verify draw requests against budgets, contracts, and work-in-place reports.
- ✓ Work-in-place confirmation
- ✓ Variance tracking & change logs
Risk & Compliance Monitoring
Identify issues early to protect the loan and keep work moving.
- ✓ Permit, lien, and insurance verification
- ✓ Early risk alerts & reporting
Reporting & Documentation
Clear, lender-ready reports with photos, progress summaries, and recommendations.
- ✓ Photo documentation & narratives
- ✓ Monthly or milestone-based summaries
LET'S TALK ABOUT YOUR PROJECT.
Call us today to schedule your FREE Consultation
How We Deliver in Commercial Lending Services
We help lenders and owners move capital with clarity, speed, and risk control . From underwriting support to closing coordination and portfolio monitoring, The Barton Group keeps every stakeholder aligned.
1. Underwrite & Structure
We evaluate sponsor, collateral, cash flow, and market comps to support the right loan structure, covenants, and funding milestones.
2. Document & Close
We coordinate third-party reports (appraisal, environmental, PCA), align legal & title requirements, and organize closing checklists for a clean, timely close.
3. Monitor & Protect
Post-close, we support draws, covenants, and performance tracking with lender-ready reporting to manage risk and keep capital flowing.
Featured Work
Every project is unique — but our role stays the same: to serve as a trusted advocate for the owner, offering insight, coordination, and accountability from start to finish.
Cass District Library – New Edwardsburg Branch
Owner’s rep guidance through design, construction, and closeout for a new community library branch.
Learn more ›
Dowagiac Fire Department & Public Works
Advisory and coordination support for municipal expansion and shared-use facilities.
Learn more ›
Paw Paw Public Schools
Owner advocacy and program management during district-wide facility improvement planning.
Learn more ›
Three Rivers Courthouse
Consultant to the owner for project oversight, coordination, and stakeholder communication.
Learn more ›Commercial Lending Services FAQs
The Barton Group provides Commercial Lending Services to financial institutions, developers, and owners throughout Michigan. Learn where we support lending and construction projects across Southwest Michigan , including Portage, Kalamazoo, Grand Rapids, and Battle Creek.
We are Woman Owned.
Serving our community for 30+ years.
Over 100 years of experience.
Why Choose Us
The Barton Group blends real-world development insight with lending discipline. As part of our Construction Consulting practice, we streamline underwriting, accelerate closings, and safeguard post-close performance with clear, lender-ready documentation and reporting.
- ✓ Lender-first risk management — structure, covenants, and monitoring designed to protect capital.
- ✓ Independent analysis — objective review of sponsor strength, collateral, and market fundamentals.
- ✓ Speed & clarity — organized checklists, aligned stakeholders, and on-time closings.
- ✓ Local market expertise — Michigan and regional insights that improve decisions and outcomes.
Explore more of our Construction Consulting services, including Construction Draw Inspections and Project Budget Review. Together, these services help lenders, developers, and owners fund projects confidently and deliver successful outcomes.
